Public Finance authorises you to view and download the materials on this web site ("site") only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials on this site in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose without express permission from Public Finance.
For the purposes of these terms, any use of these materials on any other web site or networked computer environment for any purpose is prohibited. The materials on this site are copyrighted and any unauthorised use of any materials on this site may violate copyright, trademark, and other laws. If you breach any of these terms, your authorization to use this site automatically terminates and you must immediately destroy any downloaded or printed materials.
Linking to the Public Finance website
We welcome links from other websites to the Public Finance web site. Anyone linking to this website must comply with all applicable laws and our guidelines for doing so. If we consider your website to be offensive, discriminatory or unsuitable we will ask you to remove the link. For more information, please contact us direct.
Links to third-party web sites on this site are provided solely as a convenience to you. If you use these links, you will leave this site. Public Finance has not reviewed all of these third-party sites and does not control and is not responsible for any of these sites or their content, advertising, products, services or information (including payment for and delivery of such products or services). Arrangements made between you and any third party named or referred to on this site are entirely at your own risk and responsibility.
Public Finance is not responsible for any damage, loss or offence caused by, or in connection with, any content, advertising, products, services or information available on such websites or material. Any terms, conditions, warranties or representations associated with such dealings, are solely between you and the relevant provider of the service.
We cannot be responsible for the privacy policies and practices of other sites even if you access them using links from our Site and recommend that you check the policy of each site you visit and contact its owner or operator if you have any concerns or questions.
In addition, if you linked to this Site from a third party site, we cannot be responsible for the privacy policies and practices of the owners or operators of that third party site and recommend that you check the policy of that third party site and contact its owner or operator if you have any concerns or questions.
Advertising and sponsorship
Part of the Public Finance website may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Public Finance website complies with relevant laws and codes. We will not be responsible for any error or inaccuracy in advertising and sponsorship material.
Limitation of liability
In no event will Public Finance, its suppliers, or other third parties mentioned at this site be liable for any damages whatsoever (including, without limitation, those resulting from lost profits, lost data or business interruption) arising out of the use, inability to use, or the results of use of this site, any web sites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the materials or information from this site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof. Applicable law may not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.
You shall compensate us in full if we incur any losses or if any claims or legal proceedings are brought or threatened against us by any other person arising from your use of the Public Finance website.
This Public Finance site is administered by Redactive Publishing Ltd from its offices in London. Public Finance makes no representation that materials at this site are appropriate or available for use outside the United Kingdom, and access to them from territories where their contents are illegal is prohibited. You may not use or export or re-export the materials at this site or make any copy or adaptation in violation of any applicable laws or regulations including without limitation UK export laws and regulations. If you choose to access this site from outside the UK, you do so on your own initiative and are responsible for compliance with applicable local laws. These terms will be governed by and construed in accordance with English law, without giving effect to any principles of conflicts of laws.
The names, images and logos identifying and owned by Public Finance or third parties and their products and services are subject to copyright, design rights and trademarks of FM World and/or third parties. Nothing contained in these terms shall be construed as conferring by implication, estoppel or otherwise any license or right to use any trademark, patent, design right or copyright of Public Finance, or any other third party.
By submitting your contribution to Public Finance you warrant that your contribution is your own original work and that you have the right to make it available to Public Finance for any or all of the purposes specified above. Furthermore, you warrant your contribution is not defamatory, does not infringe any law, you indemnify Public Finance against all legal fees, damages and other expenses that may be incurred by Public Finance as a result of your breach of the above warranty and waive any moral rights in your contribution for the purposes of its submission to and publication on the Public Finance website and the purposes specified above.
The materials provided on this site are provided "as is" without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.
The information and other materials included on this site may contain inaccuracies and typographical errors. Public Finance further does not warrant the accuracy or completeness of the information and materials or the reliability of any statement or other information displayed or distributed through this web site (including, without limitation, the information provided through the use of any software. You acknowledge that any reliance on such statement or information shall be at your sole risk.
Public Finance may terminate, change, suspend or discontinue any aspect of this site, including the availability of any features of the site, or to the information, products and prices described in them, at any time without notice.
Public Finance may revise these terms at any time by updating this posting. You should visit this page from time to time to review the then-current terms because they are binding on you. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages at this site.
Public Finance is published by Redactive Publishing Limited on behalf of the Chartered Institute of Public Finance and Accountancy.